Terms & Conditions

1. Acceptance of Terms

By accessing or using thefincred.com ("the Website"), you agree to be bound by these Terms & Conditions. If you do not agree, please do not use this Website.

2. Nature of Services

FinCred operates as a Loan DSA (Direct Selling Agent). We are not a bank, NBFC, or direct lender. We facilitate the loan application process by connecting borrowers with our partner banks and NBFCs. The final decision to approve, reject, or set terms for any loan rests solely with the respective lending institution.

3. No Guarantee of Loan Approval

Submission of an enquiry or application through our Website does not guarantee loan approval, sanctioned amount, or interest rate. All loans are subject to the credit policies and due diligence of the respective lender.

4. User Responsibilities

• You agree to provide accurate, current, and complete information in all forms submitted on this Website.
• You agree not to use this Website for any unlawful purpose or to submit fraudulent, spam, or automated (bot) submissions.
• You are responsible for maintaining the confidentiality of any documents you share with us.

5. Fees & Charges

Initial consultation and eligibility assessment through FinCred are free of charge. Any processing fees applicable will be communicated transparently before proceeding and are typically charged by the lending bank/NBFC, not FinCred, unless explicitly stated otherwise.

6. Intellectual Property

All content on this Website, including text, graphics, logos, and design, is the property of FinCred or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or modify any content without prior written consent.

7. Limitation of Liability

FinCred shall not be held liable for any direct, indirect, incidental, or consequential damages arising from the use of this Website, reliance on its content, or decisions made by partner lending institutions regarding your loan application.

8. Third-Party Links

This Website may contain links to third-party websites (banks, NBFCs, social media). We do not control and are not responsible for the content or practices of these external sites.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising shall be subject to the exclusive jurisdiction of the courts in Hyderabad, Telangana.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of the Website after changes constitutes acceptance of the revised Terms.

11. Contact Us

For questions regarding these Terms, contact us at:
Email: info@fincred.com
Phone: +91 97003 82248