Please read this disclaimer carefully before using our services.
FinCred is a Loan DSA (Direct Selling Agent), NOT a bank, NBFC, or direct lender. We do not disburse loans ourselves.
FinCred acts solely as an intermediary/facilitator between borrowers and our partner banks/NBFCs. We assist with documentation, application submission, and follow-up with lending institutions to reduce the burden of multiple bank visits for our clients. All loan products, interest rates, eligibility criteria, and final approval decisions are determined exclusively by the respective bank or NBFC.
Any interest rates, EMI estimates, loan amounts, or approval timelines mentioned on this Website (including the EMI Calculator) are indicative and for informational purposes only. They do not constitute an offer or guarantee from FinCred or any partner lender. Actual terms are subject to the lender's credit policy, applicant's profile, and prevailing market conditions at the time of application.
The EMI Calculator on this Website provides approximate estimates based on the standard reducing-balance EMI formula. Actual EMI, processing fees, and other charges may vary based on the specific lender, product, and applicant profile. Please confirm exact figures with the lending institution before making financial decisions.
Content on this Website is for general informational purposes only and should not be construed as financial, legal, or investment advice. We recommend consulting with a qualified financial advisor before making significant borrowing decisions.
While we strive to keep information on this Website accurate and up to date, FinCred makes no warranties about the completeness, reliability, or accuracy of this information. Interest rates and loan products mentioned are subject to change without notice by the respective banks/NBFCs.
Testimonials displayed on this Website reflect individual client experiences. Results may vary based on individual circumstances, eligibility, and the specific lending institution involved.
For any clarification regarding this disclaimer, please contact us at info@fincred.com or call +91 97003 82248.