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Privacy Policy

Last updated: January 2025

1. Introduction

FinCred ("we", "us", "our") operates the website thefincred.com. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our loan facilitation services. By using our website, you consent to the practices described in this policy.

2. Information We Collect

We may collect the following types of information:

  • Personal Identification Information: Name, mobile number, email address, city/area.
  • Loan-Related Information: Loan type required, loan amount, and any message you submit through our inquiry forms.
  • Technical Information: IP address, browser type, device information, and pages visited, collected automatically via cookies and similar technologies.

3. How We Use Your Information

  • To contact you regarding your loan enquiry and connect you with our partner banks/NBFCs.
  • To assess loan eligibility and facilitate the loan application process.
  • To improve our website, services, and customer experience.
  • To send important updates regarding your application status.
  • To comply with legal and regulatory obligations.

4. Sharing of Information

As a Loan DSA (Direct Selling Agent), we may share your information with partner banks and NBFCs solely for the purpose of processing your loan application. We do not sell, rent, or trade your personal information to third parties for marketing purposes. We may disclose information if required by law, court order, or government regulation.

5. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

6. Cookies

Our website uses cookies to enhance user experience, analyze traffic, and remember your preferences. You can control cookie settings through your browser, though disabling cookies may affect website functionality. See our cookie banner for accept/decline options.

7. Your Rights

You have the right to access, correct, or request deletion of your personal data held by us. To exercise these rights, please contact us at info@fincred.com.

8. Third-Party Links

Our website may contain links to bank or NBFC websites. We are not responsible for the privacy practices of these third-party sites. We encourage you to review their privacy policies separately.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date.

10. Contact Us

If you have questions about this Privacy Policy, please contact us at:
Email: info@fincred.com
Phone: +91 97003 82248
Address: 7-1-28/4/4/A&B, Plot No 102, 1st Floor, Vijayaveer Residency, Shyamkaran Road, Opp Apollo Spectra Hospital, Ameerpet, Hyderabad – 500016, Telangana

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