Everything you need to know about loans, eligibility, and how FinCred works.
General
No. FinCred is a Loan DSA (Direct Selling Agent) — we are the middle partner between you and the bank. We process and arrange loans from our 20+ partnered banks and NBFCs on your behalf. You do not need to visit any bank.
Consultation and eligibility assessment are completely free. Processing fees, if any, vary based on the bank and loan type. We maintain 100% transparency — no hidden charges.
We are based in Ameerpet and serve clients across all of Hyderabad, including Kondapur, Gachibowli, Banjara Hills, Jubilee Hills, Secunderabad, HITEC City, Madhapur, Kukatpally, and surrounding areas of Telangana.
Simply fill out our enquiry form on the website, call us at +91 97003 82248, or visit our Ameerpet office. Our team will assess your needs and guide you through the process.
Personal loans can be disbursed within 24–72 hours for eligible profiles. Home and business loans typically take 5–15 working days depending on documentation and property verification.
Basic documents include Aadhaar, PAN, last 3 months bank statements, salary slips (for salaried) or ITR (for self-employed), and property documents (if applicable). Our team will guide you step by step based on your loan type.
No. One of FinCred's core promises is zero bank visits. We handle submission, follow-ups, and coordination with the bank entirely on your behalf.
A higher CIBIL score improves your chances, but we work with partner banks that consider low-CIBIL profiles too. Share your details and our experts will find the best possible option for you.
Yes, self-employed professionals and business owners with valid ITR documents and business proof are eligible for most loan products we offer.
Most loan products require applicants to be between 21–65 years of age at loan maturity, though this varies by lender and loan type.
Yes. We use bank-grade security measures and never share your data with third parties beyond what is necessary for loan processing with our partner banks/NBFCs. See our Privacy Policy for full details.
No. We only use your information to process your loan enquiry. FinCred does not sell or share your data with marketing companies.
Still Have Questions?
Our team is happy to help — call, WhatsApp, or fill our form.